Análise das fragilidades no controle de prevenção à lavagem de dinheiro no mercado segurador
Tipo
TCC
Data de publicação
2021-12
Periódico
Citações (Scopus)
Autores
Oliveira, Brenda Viana de
Orientador
Silva, Ivan Luis Marques da
Título da Revista
ISSN da Revista
Título de Volume
Membros da banca
Programa
Resumo
O presente trabalho expõe o estudo sobre a Prevenção à Lavagem de Dinheiro no Mercado Segurador, crime que tem trazidos grandes inovais normativas e regulatórias, sendo este tratado no âmbito da SUSEP – Superintendência de Seguros Privados. Este mercado regulado possui característica específicas, demonstradas ao longo do trabalho, que justificam a possibilidade da prática deste crime financeiro. Há no escopo de regulamentação da SUSEP produtos que, apesar de não possuírem características bancárias são produtos de acumulação. Ao longo do trabalho serão apresentadas fragilidades encontradas nos controles de prevenção realizado pelas seguradoras e entidades de previdência privada. Nota-se que apesar de haver grande evoluções na regulamentação do tema, a artimanhas desempenhas pelos agentes criminosos se reformulam gradativamente.
This work presents the study on the Prevention of Money Laundering in the Insurance Market, a crime that has brought great normative and regulatory innovations, which is dealt with in the scope of SUSEP – Superintendency of Private Insurance. This regulated market has specific characteristics, demonstrated throughout the work, which justify the possibility of committing this financial crime. Within the scope of SUSEP's regulation, there are products that, despite not having banking characteristics, are accumulation products. Throughout the work, weaknesses found in the prevention controls carried out by insurance companies and private pension entities will be presented. It is noted that despite the great evolutions in the regulation of the subject, the tricks performed by criminal agents are gradually reformulated.
This work presents the study on the Prevention of Money Laundering in the Insurance Market, a crime that has brought great normative and regulatory innovations, which is dealt with in the scope of SUSEP – Superintendency of Private Insurance. This regulated market has specific characteristics, demonstrated throughout the work, which justify the possibility of committing this financial crime. Within the scope of SUSEP's regulation, there are products that, despite not having banking characteristics, are accumulation products. Throughout the work, weaknesses found in the prevention controls carried out by insurance companies and private pension entities will be presented. It is noted that despite the great evolutions in the regulation of the subject, the tricks performed by criminal agents are gradually reformulated.
Descrição
Palavras-chave
lavagem de dinheiro , mercado segurador , fragilidades , money laundering , insurance market , weaknesses