A responsabilidade do setor bancário na concessão do crédito

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dc.contributor.advisorMasso, Fabiano Delpt_BR
dc.contributor.advisor1Latteshttp://www.lattes.cnpq.br/3862063802287003por
dc.contributor.authorPereira, Adriana Cristinapt_BR
dc.creator.Latteshttp://lattes.cnpq.br/0985448029171288por
dc.date.accessioned2016-03-15T19:34:07Z
dc.date.accessioned2020-05-28T18:06:00Z
dc.date.available2014-10-01pt_BR
dc.date.available2020-05-28T18:06:00Z
dc.date.issued2014-02-26pt_BR
dc.description.abstractIn search of the upturn in the economy, six years ago the State and the financial institutions have encouraged the granting of credit to consumers from all economic classes, eager to enter the consumer Market they have been induced by the loan offers, credit cards and overdrafts. Thus, household debts have grown steadily and, consequently, default rate has increased. In this sense, the present work aims to determine the liability of financial institutions regarding the default because they offer easy credit in an unrestricted manner, stimulating the consumer to consume increasingly to take on huge debts which often become unpayable. The choice of this theme is based on the importance of itself, given the risk of unrestricted credit and rising consumer debt, beyond the actuality of the topic in recent years. The growth of the supply of abusive credit, lack of risk analysis by financial institutions, the lack of information with regard to contractual terms ( interest rate , loan amount ) , led consumers to consume and borrow even more . So based on these dictates and on the guiding principles of the Federal Constitution, we must highlight the responsibility of the banking sector in this matter, since the consumer cannot be solely responsible for taking the credit and also for the default rate of this obligation.eng
dc.formatapplication/pdfpor
dc.identifier.citationPEREIRA, Adriana Cristina. A responsabilidade do setor bancário na concessão do crédito. 2014. 119 f. Dissertação (Mestrado em Direito) - Universidade Presbiteriana Mackenzie, São Paulo, 2014.por
dc.identifier.urihttp://dspace.mackenzie.br/handle/10899/23821
dc.languageporpor
dc.publisherUniversidade Presbiteriana Mackenziepor
dc.rightsAcesso Abertopor
dc.subjectcréditopor
dc.subjectriscospor
dc.subjectresponsabilidadespor
dc.subjectboa-fépor
dc.subjectcrediteng
dc.subjectriskseng
dc.subjectresponsibilitieseng
dc.subjectgood-faitheng
dc.subject.cnpqCNPQ::CIENCIAS SOCIAIS APLICADAS::DIREITOpor
dc.thumbnail.urlhttp://tede.mackenzie.br/jspui/retrieve/3328/Adriana%20Cristina%20Pereira.pdf.jpg*
dc.titleA responsabilidade do setor bancário na concessão do créditopor
dc.typeDissertaçãopor
local.contributor.board1Scalquette, Ana Cláudia Silvapt_BR
local.contributor.board1Latteshttp://lattes.cnpq.br/4817398775015160por
local.contributor.board2Camargo, André Antunes Soares dept_BR
local.contributor.board2Latteshttp://lattes.cnpq.br/0732406027590012por
local.publisher.countryBRpor
local.publisher.departmentDireitopor
local.publisher.initialsUPMpor
local.publisher.programDireito Político e Econômicopor
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