Os parâmetros para auferir a responsabilidade das instituições financeiras por fortuitos internos
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Tipo
TCC
Data de publicação
2023-12
Periódico
Citações (Scopus)
Autores
Faria, Augusto Cezar Buffulin de
Orientador
Bortolai Junior, Orlando
Título da Revista
ISSN da Revista
Título de Volume
Membros da banca
Programa
Resumo
Esta monografia tem como objetivo investigar o ponto de vista da responsabilidade civil e onde se figura o Direito do Consumidor na seara das instituições financeiras, tratando-se de uma produção com este fundo apenas para fins de esboço do que vem a ser fortuito interno e a questão da responsabilidade civil. Como se comportam sobre a égide das instituições financeiras com plano de fundo das duas respectivas áreas acima expostas. Assim a presente produção acadêmica irá discorrer inicialmente sobre o que são instituições financeiras, um breve histórico no Brasil e no mundo, como se comportam para o ordenamento brasileiro. Em segundo plano será analisada a questão do fortuito interno – o que se considera? Como se conceituam? Também se cuidará do que se entende por instituição bancária na terceira parte, tendo em vista do que se tem por instituição mais conhecida e abrangente no cenário nacional e para fins de cenário global. Importante salutar que os casos práticos tratam de escândalos gerados por fortuitos internos e como a responsabilidade civil os contornou, como por exemplo a questão do Banco Ambrosiano (1982), o caso Lehmann Brothers (2008) – onde por ausência de transparência e mal uso de informação eclodiram em uma crise sistêmica onde se comprometeu o mercado financeiro global com a crise de 2008. Espera-se, ao final, que se possa auferir os padrões de responsabilidade civil bem como a ótica por se tratar com relação consumerista.
This monograph aims to investigate the point of view of civil liability and where consumer rights are included in the field of financial institutions, being a production with this background only for the purposes of sketching what becomes internal fortuitous and the issue of civil liability. How they behave under the auspices of financial institutions with a background in the two respective areas exposed above. Thus, this academic production will initially discuss what financial institutions are, a brief history in Brazil and the world, how they behave in the Brazilian system. In the background, the question of internal fortuitous events will be analyzed – what is considered? How are they conceptualized? We will also take care of what is meant by a banking institution in the third part, in view of what is considered the most well-known and comprehensive institution on the national scene and for the purposes of the global scenario. It is important to note that the practical cases dealt with scandals generated by internal circumstances and how civil liability bypassed them, such as the Banco Ambrosiano issue (1982), the Lehmann Brothers case (2008) – where due to lack of transparency and misuse of information erupted into a systemic crisis where the global financial market was compromised by the 2008 crisis. It is hoped that in the end it will be possible to meet civil liability standards as well as the perspective of dealing with a consumer relationship.
This monograph aims to investigate the point of view of civil liability and where consumer rights are included in the field of financial institutions, being a production with this background only for the purposes of sketching what becomes internal fortuitous and the issue of civil liability. How they behave under the auspices of financial institutions with a background in the two respective areas exposed above. Thus, this academic production will initially discuss what financial institutions are, a brief history in Brazil and the world, how they behave in the Brazilian system. In the background, the question of internal fortuitous events will be analyzed – what is considered? How are they conceptualized? We will also take care of what is meant by a banking institution in the third part, in view of what is considered the most well-known and comprehensive institution on the national scene and for the purposes of the global scenario. It is important to note that the practical cases dealt with scandals generated by internal circumstances and how civil liability bypassed them, such as the Banco Ambrosiano issue (1982), the Lehmann Brothers case (2008) – where due to lack of transparency and misuse of information erupted into a systemic crisis where the global financial market was compromised by the 2008 crisis. It is hoped that in the end it will be possible to meet civil liability standards as well as the perspective of dealing with a consumer relationship.
Descrição
Palavras-chave
responsabilidade civil , direito do consumidor , instituições financeiras , fortuitos internos , civil responsibility , consumer law , financial institution , internal fortuitous