O mercado de fintechs no Brasil
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Tipo
TCC
Data de publicação
2022-06
Periódico
Citações (Scopus)
Autores
Almeida, Maria Lorena Borille de
Orientador
Rovai, Armando Luiz
Título da Revista
ISSN da Revista
Título de Volume
Membros da banca
Programa
Resumo
O presente artigo analisa o surgimento das fintechs e seu impacto no sistema financeiro
brasileiro. As fintechs são empresas de base tecnológica que atuam na prestação de serviços no
mercado financeiro. A pesquisa feita para este artigo mostra que no decorrer dos últimos anos,
houve aumento do investimento em tecnologia por parte dos bancos, aumento de
competitividade no sistema bancário, ocorrendo a diminuição do preço dos produtos bancários
e o aumento da qualidade dos mesmos, aliados a um atendimento personalizado aos clientes.
Essas mudanças estão atreladas ao crescimento das fintechs na medida em que novas
regulamentações foram surgindo, aliadas a disseminação da tecnologia.
This article analyzes the emergence of fintechs and their impact on the Brazilian financial system. Fintechs are technology-based companies that provide services in the financial market. The research conducted for this article shows that over the past few years, there has been an increase in investment in technology by banks, an increase in competitiveness in the banking system, and a decrease in the price of banking products and an increase in their quality, combined with personalized customer service. These changes are linked to the growth of fintechs as new regulations have emerged, coupled with the spread of technology.
This article analyzes the emergence of fintechs and their impact on the Brazilian financial system. Fintechs are technology-based companies that provide services in the financial market. The research conducted for this article shows that over the past few years, there has been an increase in investment in technology by banks, an increase in competitiveness in the banking system, and a decrease in the price of banking products and an increase in their quality, combined with personalized customer service. These changes are linked to the growth of fintechs as new regulations have emerged, coupled with the spread of technology.
Descrição
Palavras-chave
fintechs , tecnologia , mercado financeiro , fintechs , technology , financial market