Impactos da regulação financeira, a partir de 2000, na estrutura e no desempenho do setor bancário brasileiro

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dc.contributor.advisorScarano, Paulo Rogério
dc.contributor.advisor1Latteshttp://lattes.cnpq.br/2216607815820699por
dc.contributor.authorFaria, Débora Campos de
dc.creator.Latteshttp://lattes.cnpq.br/9281150027085170por
dc.date.accessioned2019-02-21T21:16:06Z
dc.date.accessioned2020-05-28T18:18:27Z
dc.date.available2020-05-28T18:18:27Z
dc.date.issued2018-08-07
dc.description.abstractThis paper aims to identify how does regulation affect comercial banks profitability and market structure, from the perspective of the Structure-Conduct-Performance paradigm and Theory of Economic Regulation. Panel data analysis were used containing all banks that operated with commercial portfolio between 2000 and 2017. To treat banking performance, it was used as dependent variable the return on equity (ROE). The Herfindahl-Hirschman index (HHI) was used as proxy to analyse market structure. As independent variables, in addition to those related to bank efficiency and macroeconomic environment, traditionally addressed by the empirical economic literature, variables related to government regulation were included. The results point out that Targeted Credit negatively affects bank’s profitability. Despite of this, variables related to regulation, such as Compulsory Deposit, Targeted Credit and relevant regulations with potential to create barriers to entry (treated in models as dummy variables), were statistically significant, positively impacting market’s concentration levels. Data also suggest that although it does not directly affect market’s profitability, regulation indirectly influences it by contributing to a greater market concentration.eng
dc.formatapplication/pdf*
dc.identifier.citationFARIA, Débora Campos de. Impactos da regulação financeira, a partir de 2000, na estrutura e no desempenho do setor bancário brasileiro. 2018. 100 f. Dissertação (Mestrado Profissional em Economia e Mercados) - Universidade Presbiteriana Mackenzie, São Paulo.por
dc.identifier.urihttp://dspace.mackenzie.br/handle/10899/26416
dc.keywordsregulationeng
dc.keywordsprofitabilityeng
dc.keywordsconcentrationeng
dc.keywordsbankseng
dc.languageporpor
dc.publisherUniversidade Presbiteriana Mackenziepor
dc.rightsAcesso Abertopor
dc.rights.urihttp://creativecommons.org/licenses/by-nc-nd/4.0/
dc.subjectregulaçãopor
dc.subjectrentabilidadepor
dc.subjectconcentraçãopor
dc.subjectbancospor
dc.subject.cnpqCNPQ::CIENCIAS SOCIAIS APLICADAS::ECONOMIA::ECONOMIA MONETARIA E FISCAL::INSTITUICOES MONETARIAS E FINANCEIRAS DO BRASILpor
dc.thumbnail.urlhttp://tede.mackenzie.br/jspui/retrieve/17943/Debora%20Campos%20de%20Faria_Disserta%c3%a7%c3%a3o.pdf.jpg*
dc.titleImpactos da regulação financeira, a partir de 2000, na estrutura e no desempenho do setor bancário brasileiropor
dc.typeDissertaçãopor
local.contributor.board1Gamboa, Ulisses Monteiro Ruiz de
local.contributor.board2Lima, André Fernandes
local.publisher.countryBrasilpor
local.publisher.departmentCentro de Ciências Sociais e Aplicadas (CCSA)por
local.publisher.initialsUPMpor
local.publisher.programEconomia e Mercadospor
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