Literácia financeira e endividamento pessoal: um estudo com alunos de cursos da área de negócios

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dc.contributor.advisorCesar, Ana Maria Roux Valentini Coelho
dc.contributor.advisor1Latteshttp://lattes.cnpq.br/0742721719374242por
dc.contributor.authorLima, Marcelo Prudêncio de
dc.creator.Latteshttp://lattes.cnpq.br/7180331055133899por
dc.date.accessioned2017-04-03T13:23:53Z
dc.date.accessioned2020-05-28T18:17:48Z
dc.date.available2020-05-28T18:17:48Z
dc.date.issued2017-02-08
dc.description.abstractAfter the start of the great recession in the United States held on September 2008, the world economy suffered the first threats of the global financial crisis. In this context, increasing economic, social and technological changes in the world pointed to the urgency of the implementation of governmental actions aiming to financially educate the population. A series of international projects have been created due to these financial crises with the main objective to raise awareness worldwide of the importance of financial education. The concern about the levels of financial literacy of the population is related to the fact that not all individuals have a broad knowledge of financial issues which may affect their personal assets, and the consequences of this not understanding remit to high levels of personal debt. This study aims to analyze the relationship between the level of financial literacy and individual financial debt of undergraduate students in Business courses at University in Sao Paulo and the factors, which affect this relationship. For this purpose, the quantitative methodology was used, questionnaire with 56 questions, nominal and ordinal scales assumed as metric. The research was composed of a sample 709 students from an undergraduate Education Institution in the city of São Paulo. In the data treatment, descriptive and multivariate statistics structural equations were used, with the support of software SPSS, version 19, and R Lavaan Method. The main results showed a proposal for the modeling of the Financial Literacy variable that there was no relation between the subject's indebtedness and his / her average level of financial knowledge. This study is relevant both on the Contemporaneity of the theme as well as the gap of the scientific studies on this subject in Brazil.eng
dc.formatapplication/pdf*
dc.identifier.citationLIMA, Marcelo Prudêncio de. Literácia financeira e endividamento pessoal : um estudo com alunos de cursos da área de negócios. 2016. 139 f. Dissertação (Controladoria Empresarial) - Universidade Presbiteriana Mackenzie, São Paulo.por
dc.identifier.urihttp://dspace.mackenzie.br/handle/10899/26355
dc.keywordsfinancial literacyeng
dc.keywordsfinancial educationeng
dc.keywordsdebteng
dc.keywordspersonal financeeng
dc.keywordsundergraduate educational institutioneng
dc.keywordsfinancial knowledgeeng
dc.languageporpor
dc.publisherUniversidade Presbiteriana Mackenziepor
dc.rightsAcesso Abertopor
dc.rights.urihttp://creativecommons.org/licenses/by-nc-nd/4.0/
dc.subjectliterácia financeirapor
dc.subjecteducação financeirapor
dc.subjectendividamentopor
dc.subjectfinanças pessoaispor
dc.subjectinstituição de ensino superiorpor
dc.subjectconhecimento financeiropor
dc.subject.cnpqCNPQ::CIENCIAS SOCIAIS APLICADAS::ADMINISTRACAO::CIENCIAS CONTABEISpor
dc.thumbnail.urlhttp://tede.mackenzie.br/jspui/retrieve/13827/MARCELO%20PRUD%c3%8aNCIO%20DE%20LIMA.pdf.jpg*
dc.titleLiterácia financeira e endividamento pessoal: um estudo com alunos de cursos da área de negóciospor
dc.typeDissertaçãopor
local.contributor.board1Forte, Denis
local.contributor.board2Silva, Dirceu da
local.publisher.countryBrasilpor
local.publisher.departmentCentro de Ciências Sociais e Aplicadas (CCSA)por
local.publisher.initialsUPMpor
local.publisher.programControladoria Empresarialpor
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